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Life Insurance in Chesterland, OH, and Chardon, OH

PROTECT WHAT MATTERS MOST

Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their futures safe and sound.

At Luczkowski Agency Insurance and Financial Services, we’ll work with you to keep your family protected. A proper life insurance policy can give you reassurance knowing that your finances and beneficiaries are secure from temporary to permanent coverage. At Luczkowski Agency Insurance and Financial Services, we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your life insurance options with a specialist you can trust.

Whatever your situation, we offer life insurance options such as: Individual Life Insurance

  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance
  • WHY LIFE INSURANCE?

Life insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family. Your life insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities.

Group Life Insurance in Chesterland OH, and Northeast OH

YOUR EMPLOYEES ARE THE BACKBONE OF YOUR BUSINESS

Having an impressive benefits package is essential for maintaining a happy and productive workforce. Since life insurance is the foundation of every health package, employees look to their employer to provide that valuable coverage not only for themselves but also for their families.

At Luczkowski Agency Insurance and Financial Services, we offer a variety of flexible group life insurance solutions that benefit both you and your employees. As an employer, you can enjoy financial advantages such as income-tax deductible premiums and life insurance protection at a low group rate. Group life insurance also can contribute positively to the productivity of your business by reducing employee turnover and strengthening employee morale and loyalty.

To learn more about the group life insurance options available to your business, get in touch with a specialist at Luczkowski Agency Insurance and Financial Services. Our professional staff will gather information about your business and help design a plan that fits your needs and objectives for a desirable group life plan.

As your personal situations change (i.e., marriage, the birth of a child, or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

NFW-7749AO (02/18)

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What our clients say about us.

I started with Barb because I had been fussing with my old personal lines carrier about their billing cycle.  I sure wasn’t expecting the thoroughness of her presentation, and her genuine concern that we had adequate coverage for our situation.  The cost was about the same, but the care so much better that we switched.  With no pressure from the agency, we submitted our business insurance for review and they recommended some things that made very good sense, again at a reasonable price, so we switched that over.  The office responds to our customer’s request to provide COI’s immediately and accurately.  So, having done so well with all things insurance, when I lost my private health coverage, among many options, I checked with the agency about putting together a company plan, which we now offer to our employees.  I can’t say enough about the genuine interest that this agency has in making sure we are balancing the cost of insurance vs our genuine need for protection.  They’re pleasant, easy to work with, personable, and have our best interest at heart.

Dave Strahl

I’ve been working with Barb and her team for the past several months.  I’ve been truly impressed with their level of service and professional expertise.  They absolutely know this industry and how to help families and businesses in the community.

Randy Rohde

Barb and her staff are professional and help their clients find the best rates available. They are the best agency I have ever been with and offer a wide variety of services to help all their clients!

Michelle Serfozo

Very Professional and Dedicated Staff. Absolutely Courteous, Dedicated,  Prompt and we always felt at home while dealing with them for almost over a decade and never thought of switching in spite of several price down offers. Good Luck, Keep up the good work.

Ramesh Vaid

A great place to handle your insurance needs!  They have consistently been helpful when I call them and quick to answer questions or concerns.  Very nice people to deal with in the over 10 years that they have been my primary insurance agency!

Roger Loveland

I have been with the Luczkowski agency for many years and will continue to do so for many more years to come. They strive to provide excellent customer service. I feel like a valued customer and   I appreciate knowing if I ever need help my agent will be there for me.

Louise F.

EXCELLENT CUSTOMER SERVICE! You are treated like family! Barb and her staff go above and beyond for their customers! They are active with not only with their customers but also with the community ( an A++ in my book!) They are knowledgeable, kind and very prompt getting you information, getting you the best rates on any coverage or answering questions. I HIGHLY RECOMMEND this office and Nationwide!!

Kristine Shreves

Barb and the agents at the Luczkowski Agency are GREAT!!  Whenever I have a question, I do not hesitate to call or send an email because I know they will get back to me with an answer.  They are kind, efficient, and extremely helpful.  Recently, I switched with another carrier associated with the Luczkowski Agency because Barb wanted to help bring my high insurance rates down. She knew that being a single parent with a college student was costly for me.  I cannot say enough good things about this agency.

Melissa Eisel

We have been with Nationwide for almost 20 years now and wouldn’t think of switching to anyone else. We have been with Luczkowski Agency for a lot of that time and they take excellent care of us. We get great rates and they update them twice a year and give us savings anytime they are available. When other homes on our street got flooded, we were the only ones who actually got help from our Insurance Company! The only ones. I couldn’t believe the other companies didn’t do anything for their clients. They have gone out of their way to make life bearable when it has been hard and trials have come. We have used the car towing service repeatedly and they have always been there. We love Nationwide and think they are exceptional.

David Marks

Great agency! Always very helpful finding the coverage I needed. Was very quick to respond to any questions or concerns I had.

Louise Reames

They shop around and always get you the coverage you need at an affordable price. Staff is friendly and very knowledgeable.

Dale D,

The Luczkowski Agency always exceeds my expectations and the team provides outstanding customer service! I can call them with any questions and get an immediate answer from someone I know at the agency. I love the service and I highly recommend the Luczkowski Agency for all of your insurance needs.

Frank S.

I’ve had an excellent experience working with the Luczkowski Agency. Their communication is fantastic, they are pleasant to speak to, and are extremely helpful. I have multiple insurance policies with them and will be continuing to work with them. I highly recommend it.

Daniel C.

Barb and her team are the best. Service and attention to detail assure me that  I have the right coverage, no more or less than I need, and at the right price. I have homeowners, auto, and even my motorcycle insurance with the Luczkowski Agency.

I had an auto claim, repairs done at the shop I chose, and no hassles at all getting the work paid. The follow up was great,  Barb called to be sure the work was done and I was happy.

I give Luczkowski Agency my highest rating!

Norm I.

Insurance is a vital need in this busy and changing world, and you need care and support from knowledgeable and caring professionals…, and that would be The Luczkowski Agency Insurance & Financial Services.

For years this team has helped me find exceptional and affordable care for the entire family.

When we needed the Luczkowski team most, they were there for us.

I’m so grateful for the peace of mind and kind, caring support.

The Luczkowski Agency is the best insurance and financial service company in the business.

Elaine S.

Barb and her team are knowledgeable, professional, and dedicated to helping their clients–even if they may not be the best price. I would definitely recommend them!

 

Julia B.

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