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Personal and Business Insurance in Chesterland, OH and Surrounding Areas

trick or treat at chester commons plaza thursday oct. 17 4-6pm for children ages 2-12 accompanied by adult

Personal Lines  Our Carriers

We’re a local, exclusive insurance agency that delivers customized solutions.  We’ve served individuals, groups, and businesses in Chesterland and in communities throughout Northern Ohio for more than 20 years, and also we know the needs of individuals and of commercial enterprises that are in communities that we serve.

We work with A-rated carriers, and we offer a wide variety of coverages.  There’s, therefore, almost no one and no business that we can’t keep secure.




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Insurance Offerings that fit and Community Involvement that demonstrates that we care

Our insurance offerings are commercial and personal.  Our business program provides core coverages, and can keep virtually any commercial enterprise in Northern Ohio protected, and also our industry-specific programs, which are each specially designed for one of more than 55 different industries, ensure that businesses of many different kinds have necessary coverages.

We have coverage for employees so that workforces throughout Ohio can be secure. 

For individuals and groups, we have homeowners, auto, and life policies and plans, and also we have many other personal insurance options.

To learn about our insurance offerings, please visit our commercial products page.

Being parts of the communities that we serve is as important to us as are delivering the best products and providing the finest services.  We’re members of BNI of Northeast Ohio and the Chagrin Valley Chamber of Commerce, and we keep close tabs on events that occur that are associated with the Social Security Administration.

Also, we support Women Safe, Inc., United Way Services of Geauga County, Toys for Tots, St. Anselm, NDCL and West Geauga High School.  We participate in or attend local events whenever we can.


Experienced, Efficient Agents Keeping You Secure

We know how important it is that individuals and businesses be secure, and have insurance agents that help individuals and business owners through claims processes.  This is one reason why we thoroughly assess the needs of individuals and of business owners, and why we assist individuals and business owners through claims processes.

We have quick turnaround times, and also, in order to ensure that coverages are always current, and that the rates that people whom we serve pay are always competitive, we regularly and closely review policies and plans that we write.  If and when possible, we include the people whom we serve in policy and/or plan review processes.  As a result, people whom we serve can fully understand their purchases, and be aware of needs for changes to coverages.

Whether you’re an artisan contractor, a landscaper, a homeowner, and/or a family individual, we’ll ensure that you’re protected. 

Contact us or call us today.  To start on a policy, request a quote.


Additional Insurance Information:

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FEW-0557AO (8/2017)

Meet Our Team

Barb Luczkowski-Duggan
Barb Luczkowski-Duggan

Agency Owner/President

Joyce Santore
Joyce Santore

Office Manager/Associate Agent

Karen Martinkowski
Karen Martinkowski

Medicare Supplement Expert

Carol Koches
Carol Koches

Office Assistant

Nationwide logo
Nationwide Independent
Celina Insurance Group
Chubb logo
C N A Insurance Companies
Dovetail Logo
Foremost Insurance logo
Hagerty Insurance logo
The Hartford logo
Liberty Mutual Insurance Logo
Met Life logo
State Auto Insurance Companies Logo
Progressive logo
Safeco logo
Selective Insurance Group
Scottsdale Insurance Company Logo
Travelers Insurance Logo
US Assure Logo
United States Liability Insurance Group (USLI) Logo
Utica National Insurance Group

Our Locations

Luczkowski Agency
8045 Mayfield Rd Chesterland, OH 44026
Office: 440-729-4042
Fax: 440-729-3999