What Does Business Insurance Cover? (Chesterland, OH)

Business insurance is one of the most important investments a business can make. There are a variety of business insurance policies available and the coverage they provide can vary widely. However, most business insurance policies cover common risks like property damage, liability and employee injuries. Property damage coverage protects your business if your property is damaged or destroyed, this can include damage caused by fire, vandalism, weather or other events, liability coverage protects your business from getting sued for damages or injuries caused by your business operations. On the other hand, employee injury coverage protects your business if an employee is injured while working for you, business insurance helps protect you from financial losses that could result from these risks. Standard business insurance does not cover everything. So many businesses choose to add coverage riders to their policies to protect themselves further. Now, there are many options for business insurance available, but whichever policy you purchase, it is always best to ensure that you have a trusted insurance agent to help you.

We’d be happy to review your insurance coverage options with you! Give us a call at 440-729-4042 or visit https://luczkowskiagency.com.