Auto Insurance

Auto Insurance in Chesterland, OH and Chardon, OH
GOOD DRIVERS ARE RESPONSIBLE DRIVERS.
From accidents and injuries to hit-and-runs and theft, itÕs important to keep your car insured so youÕre prepared if an accident occurs.

At Luczkowski Agency Insurance and Financial Services, we combine auto insurance with personalized service to give you the coverage that meets your needs and budget. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protectedÐ for peace-of-mind driving.

As your trusted source for car insurance, Luczkowski Agency Insurance and Financial Services offers a variety of coverage and additional protection options, such as:

Liability coverage
Collision coverage
Comprehensive car insurance
Nationwide Vanishing Deductible¨
Uninsured motorist insurance
Underinsured motorist insurance
Medical payments coverage
Personal injury protection (PIP) insurance
Accident Forgiveness
Roadside Assistance
Towing and labor insurance
Rental reimbursement insurance
Classic car insurance
WHY AUTO INSURANCE?
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. ThatÕs why works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Chesterland.

We provide car insurance to drivers near Chesterland, Chardon, Newbury, Kirtland, Mayfield Heights, and Willoughby.

Several listed features are optional and carry additional costs and terms. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states.

Boat Insurance

Boat Insurance in Chesterland, OH and Chardon, OH
CAST YOUR WORRIES ASIDE
For most people, owning a boat is a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat can provide an escape from the daily grind.

With a Boat Owners Insurance policy from Luczkowski Agency Insurance and Financial Services, you can relax and enjoy your time away knowing your boat is covered. We offer many coverage options to keep you, your boat, and your passengers safe, specializing in insurance for the following water vehicles:

Sail Boats
Fishing Boats
Jet Skis
WaveRunners
Other recreational boats and personal watercraft
WHAT CAN A BOAT INSURANCE POLICY COVER?
Unfortunately, accidents happen Ð even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

Vandalism
Collision with another boat or object
Theft
Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Optional coverage for fishing equipment and personal property is also available.

In addition, liability coverage can help pay for medical expenses or property damages to another person if you are at fault in a boating accident.

ADDITIONAL COVERAGE OPTIONS
At Luczkowski Agency Insurance and Financial Services, we make insuring your boat or personal watercraft easy and affordable by offering extended optional policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for discounts when you insure multiple watercrafts or combine your boat and auto policies. Even simple things like being an accident-free boater and completing a boating safety course could help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Luczkowski Agency Insurance and Financial Services. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states.

Motorhome Insurance

ItÕs More Than a Vehicle. ItÕs a Lifestyle.
As a motorhome owner, you get the best of both worlds by combining the freedom of the open road with all of the conveniences and amenities you enjoy at home. And just like your home, your recreational vehicle is a big investment that should be protected.

Motorhome insurance from Luczkowski Agency Insurance and Financial Services is a smart way to secure the safety of you, your passengers, and your belongings on the road.

Your motorhome or RV policy from Luczkowski Agency Insurance and Financial Services is designed to provide affordable coverage, with a number of options to choose from:

Collision Coverage Ð for loss or damage to your recreational vehicle resulting from an accident
Comprehensive Coverage Ð for coverage against losses from fire, theft, vandalism, or weather events
Liability Coverage Ð to pay for accident-related expenses, including vehicle damage and personal injury
Extra Protection Matters
For an increased level of security, additional insurance options such as medical payments coverage, vacation liability coverage, emergency roadside assistance, and premium towing and labor are also available.

Luczkowski Agency Insurance and Financial Services wants you to have the best insurance solutions at the best price possible. You may be eligible to start saving today with discounts for:

Association memberships
Completion of a driver safety course
Insuring multiple vehicles
Combining your motorhome insurance with other policies from Luczkowski Agency Insurance and Financial Services
Our team of RV Insurance specialists is ready to discuss your insurance needs and your budget to help design the right policy that keeps you and your motorhome, camper or travel trailer, safe on the road.

Wherever your journeys may take you, rest easy with the peace of mind of motorhome insurance from Luczkowski Agency Insurance and Financial Services.