At some point, most business owners will ask themselves how important it is to carry a business insurance policy. Now, I get it. This question is totally understandable, especially if you have never filed a claim before. However, it is so so important to remember that just because you’ve never needed to file a claim does not mean that you never will. So first off, you need to keep in mind that some businesses are actually required to carry certain types of insurance. It’s an obligation to be insured. Ok. Now, secondly, operating without insurance, risks your livelihood, it risks the incomes of your employees and it even risks the solvency of any businesses that rely on you for service. So before making a decision on how to structure your business insurance, it is definitely worth taking a step back and taking account of all the even mostly impossible situations that could cause your business to suffer. So once you’ve brought those up to your insurance agent, the good ones can help you to shave off any unnecessary costs out of your business policy while still providing a solid uh coverage amount. Oh, and do not be shy about letting them know that you have questions or concerns and I hope this was helpful.
We’d be happy to review your insurance coverage options with you! Give us a call at 440-729-4042 or visit https://luczkowskiagency.com.